Category Archives: JJ Batts

PPI News That Affects Labor

Organics Admin
Follow Me!!

Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
Follow Me!!

How about some Monday Night Fodder and do a little catch up on the Property Preservation Industry… I have to say that this week has been entertaining to say the least in regards to PPI News That Affects Labor.

First up for PPI News that Affects Labor

The past few weeks have been traumatizing if you’re on the receiving end at CWIS. Receiving, that would be management as they are the taking sort ain’t they???Where do we start??? How about we beat up Carole Ramagos first? Carole was seen on Facebook this past week begging for a young lady to write her son in prison. Perhaps it’s a mother’s guilt for not being a better parent??? Just askin’ folks just askin’.. then to have your whole clan placed in the same room with Mickey dale Snow and the teen age prostitution ring? Well I’m sure it’s a safe bet to say that There may be better days ahead…unless the courts decide not to be forgiving.

Next in line for PPI news that Affects Labor

The past 48 hours  I have received numerous phone calls informing me that I placed a Board of Director member of the National Association of Mortgage Field Services…or as Little Man fondly refers to them, “Management for Stealing”  on the Property Preservation Industry Watch List. So????? They deserve it and the fact that the owner of Imagine Services Group has become an Order Mill, which could not have been accomplished without cooperation of the Offender Members of NAMFS, and this does nothing but reinforce the “Conspiracy to commit Fraud” and “Fraud in the Inducement” theories that have been forwarded on each of the respective subject matters.

While I was verifying that Steven Lefler, (Regional Representative, 2015-2017) was actually on the NAMFS BOD I stumbled upon the following:

Steven L. Lefler is the founder and CEO of Imagine Service Group, Inc. located in St. Cloud, Florida.  Mr. Lefler began his company back in April of 1994 servicing the central Florida region as a one man show.  This has given him over 21 years of active experience in the industry.  Steven has earned his BS in Communications from James Madison University located in Harrisonburg, VA.

Now isn’t that Spaaaaaaaaaatialllllllll!!!

Then of there was this education tidbit…in our PPI News that Affects Labor.

NAMFS rolled out its Initial Industry Training & Certification Program in 2010. NAMFS continues to update and expanded these offerings through The NAMFS Academy.  These courses include various formats of e-learning, including Basic Literature, Video, PP Presentations and Multi-Media.

The expanded Certifications are:

  • Inspection (Inspection & General Industry Modules)
  • Pre-Sale Preservation (Pre-Sale, General Industry & Recurring Services Modules)
  • Post-Sale Preservation (PoTo rub salt in the wounds st-Sale, General Industry & Recurring Services Modules)
  • Preservation (Pre & Post-Sale, General Industry & Recurring Services Modules)
  • Inspection & Preservation (Inspection, Pre & Post-Sale, General Industry & Recurring Services Modules)

Our expectation is that this program will set a new standard for trained, qualified field service technicians so that when hiring companies have a choice, they choose the NAMFS Certified vendor.

CLICK HERE FOR THE 2015 NAMFS ACADEMY SESSION

CLICK HERE TO VIEW AN INFORMATIONAL WEBINAR ON THE CERTIFICATION PROGRAM

Thank you to the Education Committee for their efforts, as well as those that supported through other means!

Our expectation is that this program will set a new standard for trained, qualified field service technicians so that when hiring companies have a choice, they choose the NAMFS Certified vendor.

Excuse me but when did NAMFS become accredited to “Certify” anyone??? And ya gotta love their use of You Tube, I mean after all no telling what could go wrong, especially if someone hacked their website???

indexa

How is this PPI News that Affects labor??? Well for starters it leaves the impression that only “Certified NAMFS Members” are qualified to perform services for the clients…er a I mean “Hiring Companies”. In addition, an “NAMFS Vendor” are Order Mills and they do not actually do the work…so I’m told. Kinda like the Background check…The membership of NAMFS is exempt.

Not sure how this will play out in the courts but speaking of jurisprudence. Now for some PPI News that Affects labor that everyone will want to hear…

I received an update on the BOWERMAN v. FIELD ASSET SERVICES LITIGATION;

In speaking with Mr. Duckworth of the Duckworth Peters Lebowitz Olivier LLP law firm representing the Plaintiff’s in the matter before the courts, another in the long line of Independent Contractor v Employee issues that has plagued the industry or many years now.

My understanding is that the Court approved FAS’s questionnaire and so about 10% of the California class will be receiving a questionnaire concerning the case.  Trial is now scheduled for May 2017.

You can find out more on this matter here

You can find our more about DPLO Law whose motto is…

Representing individuals who have the courage to exercise their rights

Remember folks, for over six years now I have been saying, as have others, that the amount of control and direction you’re given in the PPI via an Order Mill, makes you an employee. As a matter of fact that is WHY Imagine Services Group was placed on the PPI Watch List…not because they have stolen monies from Labor, not because they are a member of the Offender Member Network, not because the owner is on the BOD of NAMFS…no because the contract exerts so much control over you, you become their employee. In addition they are starting up a business model that is destined to fail. In addition I have seen their pricing. This means I should prepare to hear from an attorney about the $50,000.00 fine, I do believe their contract calls for since I have divulged their “proprietary” information in the media.

Now this last entry breaks my heart as JJ Batts works for this company and JJ is a decent guy. However, the stories flying around about NFN right now cannot be ignored. It’s being reported that NFN may very well be spinning out of financial control. This would not be the first time this company has owed a lot of money to Labor. It’s rumored that NFN currently owes over $500,000.00 to labor and cannot pay. Could be wrong but the last time I believe the number went into seven figures. We’ll be monitoring the chatter as we follow these and all the PPI News that affects Labor.

In closing this edition of PPI News That Affects Labor, Don’t forget to mark September for the next FAST event this to be held in Ohio, Home to NAMFS….mmmmmmmmmm

Should you come across any PPI News That Affects Labor contact us today and we’ll make sure the industry is updated.

Until Next Time

Happy Gardening

PS: The Yankee Fan that called at 2AM to rub it in…you still suck!!!!!

Written By: Aaron Aveiro

Photograph Victor Aldrey

Opinions expressed do not reflect those of Aladay LLC Ownership

Order Mills and the Property Preservation Industry (PPI)

Organics Admin
Follow Me!!

Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
Follow Me!!

An Industry White Paper…A Perspective From The Contractors

Approximately 18 months ago the following Industry White Paper was released. To demonstrate just how stagnant Eric Miller and his National Association of Mortgage Field Services…Better know as The Offender Members of Team Regime…have become…

Well I just figured I’d go ahead and reprint the Industry White Paper…I mean really now I’m getting much more traffic on this sight than I was 18 months ago and since there has been very little change…well go on and take a read and you’ll see what I mean…

Knock Knock…can you hear me now???

Order Mills and the Property Preservation Industry (PPI)

A Perspective From The Contractors
An Industry White Paper
By D. Paul Williams
coo@foreclosurepedia.org
April 2013 Page 2 Foreclosurepedia Legislative Group
Contents
Executive Summary ………………………………………………………………………………………………………. 3
Introduction ………………………………………………………………………………………………………………….. 4
Solution Overview ……………………………………………………………………………………………………….. 5
Conclusions ………………………………………………………………………………………………………………….. 8
Figure 1: Work Orders Reduction In Price By Order Mills …………………………………………. 5
April 2013 Page 3 Foreclosurepedia Legislative Group

Section 1
Executive Summary

Since the beginning of the foreclosure crisis the typical architecture from the Bank Real Estate Owned (REO) or United States Department of Housing and Urban Development (HUD) REO to Contractor has always included what is commonly referred to as an Order Mill. The Order Mill acts as an intermediary between the issuer of a bulk set of work orders which allow for services to be rendered on a property to the contractor. Closer examination of the established system today reflects the fact that the hierarchy consists of Bank REO (financial institutions) being the Initiators of work orders to National Provider Order Mills (NPOM) such as Safeguard Properties, MCS, LPS and others. On the HUD REO side National Providers may include A2Z Field Services, AMSREO, PK Management Group and Sentinel Field Services.
When a National Provider receives a bulk set of work orders they, by-in-large, package these into new work orders for dispatching to Regional Provider Order Mills which include a list of Companies far too numerous to list. Throughout this process the common reduction of pricing is between twenty to thirty percent (20% – 30%) although this is not standardized as there are no regulations establishing either caps upon payment for Order Mills nor the amount of Order Mills allowed to perpetuate the work order. This White Paper limits its scope to the process of Order Milling itself as an integral component of wealth reduction to contractors while additionally deteriorating the Return on Investment (ROI) by both Bank and HUD Clients.
April 2013 Page 4 Foreclosurepedia Legislative Group

Section 2
Introduction

Order Mill (OM) issues have been studied by the Property Preservation Industry (PPI) for years. The National Association of Mortgage Field Services (NAMFS) has purported to advocate on behalf of Contractors for years; however, to date, no tangible results have been articulated by NAMFS for any other Membership Class other than that of NPOMs.
The current White Paper targets a customer who is now ready to migrate away from what we consider to be both cost prohibitive and quasi legal. To demonstrate the migration we have assembled a PPI wide perspective with statistics and information assembled from Contractors as both NAMFS and both NPOMs, RPOMs and all other Order Mill Providers have refused, to date, to provide any data for use within the Contractor environment.
By-in-large, NPOMs contract with RPOMs whom then hire Otherwise Unspecified Order Mills (OUOM) to distribute their Client’s work orders. This process egregiously dilutes the amount of money a Client invests in that with one (01) NPOM and two (02) RPOMs only twenty to twenty five cents on the dollar actually make it to the Property in the way of tangible work product. Additionally, with recent demands by all aforementioned to collect Social Security Numbers (SSN), Driver’s License Numbers (DLN) and other personally identifiable information on Contractors and their Sub Contractors, the relationship is legally that of an Employee as opposed to Contractor; however, that is not within the scope of this White Paper.
The exposure to liability when coupled with the misfeasance prevalent today plots a course calculated to ensure both lackluster ROI and the more readily identifiable nightmare of McNamara – O’Hara litigation.
April 2013 Page 5 Foreclosurepedia Legislative Group

Section 3
Solution Overview

To demonstrate a flow chart of how a work order moves through the current system refer below.
Figure 1: The Order Mill Dilutes The ROI of a Client’s Work Order
The architecture is the same in all cases. This is a calculated system to ensure that Clients pay and pay and pay. While NPOMs are necessary evils, it is quite obvious that the RPOMs and OUOMs are unnecessary and detrimental to the Initiators of the work orders.
RPOM
RPOM
NPOM
NPOM
RPOM

NPOM
Bank of America, JPMorgan, Wells Fargo, FannieMae, FreddieMac, etc.
Contractor
Safeguard Properties, et al.
Initiating the Work 3 Layers @ 60 – 80 %
ACAS, Midwest Metro, Pinelands, et al. CooperCitiWest, Midwest Metro, et al. OUOM

A2ZFS, AMSREO, PKMG, et al.
20 – 30 % Reduction

OUOMs20 – 30 % Again

Final Arrival of Order
Contractor
20 – 35 % of Original
Final Arrival of Order
Return on Investment
April 2013 Page 6 Foreclosurepedia Legislative Group………….This section actually has a very spiffy flow chart that spells out just how much fraud is being committed by the Team Regime Offender Members. If you would like a copy, since I’m not tech savvy enough to get the flow chart in the article… for you records please contact us today and we’ll send you this extremely critical and factual Industry White Paper…

Section 4
Migrating the Madness

Migrating the madness wherein Order Mills are both inefficient and additional aspects of liability is a topic wherein Foreclosurepedia has been at the forefront of discussions for the better portion of a year.
Foreclosurepedia posits the fact that NPOMs are generally equipped to handle the more complex aspects of database development and implementation. Albeit, NPOMs are heavily invested and addicted to a Microsoft based system, there seems to be absolutely no interest in infrastructure. Most worrisome is the heavy dependence upon the Aurigma Photo Uploader. Virtually all NPOMs and RPOMs utilize this archaic instrument which forces ActiveX to be installed. Additionally, the OUOMs rely upon a plethora of backwoods of unencrypted File Transfer Protocol (FTP) and the transfer of both photos and Confidential Client Data over unencrypted email.
This, in and of itself is extremely dangerous when juxtaposed with Open Source Platforms (OSP) readily available. The reality is that the sever infrastructure, the Platforms; in essence everything utilized including the MySQL databases are OSP. Further adding to the quandary is the hodge podge creation of a plethora of cellular telephone applications (CTA) which are unique and specific to NPOMs, RPOMs and even some OUOMs. With no long term update support nor dedicated teams to examine the security environments both Contractors and Clients are at constant risk.
Figure 1 addresses the primary scope of this White Paper in that roughly 25 cents of every dollar is actually applied to a Client’s Property. While this may be tolerable in the Public Sector, the Private Sector should be quite alarmed. In a Trillion Dollar Industry this translates to $750 Billion dollars going to overhead. No financial institution, with a requirement to perform on behalf of shareholders, should allow this to continue.
Additionally, the not so obvious reality is that currently the PPI is rife with over billing, double billing and improper submission of billing. One of the most common practices is that a Contractor will submit a bid to the RPOM or OUPOM. The UPOM then submits the bid to the RPOM and then finally to the NPOM. At each step, the original bid from the Contractor is inflated. The Client then receives a flat bid which may or may not be that which the Contractor was willing to do the bid for. At all points-in-time discussed, electronic means are used to cross state lines. If the Client had direct access to the Contractor there would be less of a margin for error in the malfeasance of the aforementioned bidding process. The common PPI process is to require the Contractor to submit a bid on Letterhead and then accept a reduced payment under penalty of loosing all future work from the OUPM, RPOM or NPOM. Conservatively speaking, more than eighty percent (80%) of all bids in the Bank REO side suffer this fate.

The final point to address is the fact that NPOMs are functioning in two distinct and quasi legal capacities which expose Clients to liability. First, REO properties are generally either pre or post conveyance. Pre conveyance generally refers to the fact that it is a Bank REO Property. Post refers to when a Property is placed into the HUD REO Inventory. During this process HUD is to be allowed the opportunity to reconvey a Property for a plethora of reasons. This, though, rarely happens because the NPOM whom is awarded the HUD Marketing and Management (M&M) Contract almost always receive additional work from other NPOMs whom would be financially impacted by a reconveyance. Accordingly, HUD and thus the taxpayer foot the bill for Properties which should have never ended up in the HUD REO Inventory. On this point, HUD initiated a new regulation (5.1.12.5) wherein no one is allowed to service both pre and post conveyance Properties specific to the same address. No system has yet been implemented to address this issue, to date.
April 2013 Page 8 Foreclosurepedia Legislative Group

Section 5
Conclusions

The reality is that NPOMs will be a necessary evil, for a period of time, until the PPI stabilizes and both the US Government and Financial Institutions are better equipped to issue their own work orders to Contractors. On this note, if both the Financial Institutions and US Government refuse to either implement administrative caps upon the NPOMs and remove the RPOMs and OUPMs litigation is imminent. Legislation is the only means identifiable as the PPI refuses to self regulate. More on point, the billing of these excessive administrative fees are generally passed through to the original loan holder (Homeowner) and that, in and of itself, will create an avalanche of new litigation.
NAMFS, albeit a PPI spokesperson, is not best suited for addressing the issues presented within this White Paper. They refuse to sanction their own Membership for ongoing irregularities and are thus not well situated to objectively and without bias identify problems let alone solutions.
As both Financial Institutions and the US Government begin to realize the necessity of fiscal responsibility it is apparent that both need to come together, without the PPI, and create a Blue Ribbon Panel to examine the injustices created by the Order Mills at all levels.
The reality is that the United States Real Estate Market is one of the last pillars of our economic system. Allowing the current unregulated activities to continue poses a clear and present danger to the National Security of the United States and its Allies Globally.
April 2013 Page 9 Foreclosurepedia Legislative Group
This White Paper is for informational purposes only. FORECLOSUREPEDIAMAKES NO WARRANTIES, EXPRESS OR IMPLIED, IN THIS WHITE PAPER. FORECLOSUREPEDIA cannot be responsible for errors in typography or photography.
Other trademarks and trade names may be used in this document to refer to either the entities claiming the marks and names or their products. FORECLOSUREPEDIA disclaims proprietary interest in the marks and names of others.
©Copyright 2013 FORECLOSUREPEDIA. All rights reserved. Reproduction in any manner whatsoever without the express written permission of FORECLOSUREPEDIA is strictly forbidden. For more information, contact FORECLOSUREPEDIA.
Information in this document is subject to change without notice

Now I’m sure some are going to…well…I patiently await notification of whom receives the first phone call today…is that sleigh bells I hear????

 

Hey I hope you have enjoyed this trip down memory lane…what’s that??? Is that you Little Man???

In the tiniest of whispers imaginable you could hear Little Man say…It’s still the same DUMMY!!!!!!!!!!!!!!!!!!!

OpNAMFS-1024x575

Hey Until Next Time…

Happy Gardening

Opinions expressed do not reflect those of Aladay LLC Ownership