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Important Disaster Relief Information From The SBA

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Has Your Business Suffered From the Current Drought??

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SBA Economic Injury Disaster Loans Available to Nevada Small Businesses

SACRAMENTO, Calif. – Small, nonfarm businesses in 17 Nevada counties and neighboring counties of Arizona, California, Idaho and Oregon are now eligible to apply for low-interest federal disaster loans from the U. S. Small Business Administration (SBA).  “These loans offset economic losses because of reduced revenues caused by the drought that began September 1, 2013, in the following primary counties,” announced Tanya N. Garfield, Acting Director of SBA’s Disaster Field Operations Center-West.

Primary Nevada counties: Churchill, Clark, Humboldt, Lander, Lyon, Mineral, Nye, Pershing and Washoe;

Neighboring Nevada counties: Carson City, Douglas, Elko, Esmeralda, Eureka, Lincoln, Storey and White Pine;

Neighboring Arizona county: Mohave;

Neighboring California counties: Inyo, Lassen, Modoc, Mono, Nevada, Placer, San Bernardino and Sierra;

Neighboring Idaho county: Owyhee;

Neighboring Oregon counties: Harney, Lake and Malheur.

“SBA eligibility covers both the economic impacts on businesses dependent on farmers and ranchers that have suffered agricultural production losses caused by the disaster and businesses directly impacted by the disaster,” Garfield said.

Small, nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private, nonprofit organizations of any size may qualify for Economic Injury Disaster Loans (EIDLs) of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred.

“Eligibility for these loans is based on the financial impact of the disaster only and not on any actual property damage.  These loans have an interest rate of 4% for businesses and 2.875% for private, nonprofit organizations, a maximum term of 30 years, and are available to small businesses and most private, nonprofits without the financial ability to offset the adverse impact without hardship,” Garfield said.

By law, SBA makes EIDLs available when the U. S. Secretary of Agriculture designates an agricultural disaster.  Secretary Tom Vilsack declared this disaster on January 15, 2014.

Businesses primarily engaged in farming or ranching are not eligible for SBA disaster assistance.  Agricultural enterprises should contact the Farm Services Agency (FSA) about the U. S. Department of Agriculture (USDA) assistance made available by the Secretary’s declaration.  However, in drought disasters nurseries are eligible for SBA disaster assistance.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure Web site at https://disasterloan.sba.gov/ela.  

Disaster loan information and application forms are also available from SBA’s Customer Service Center by calling (800) 659-2955 or e-mailing disastercustomerservice@sba.gov.  Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339.  For more information about SBA’s disaster assistance programs, visit http://www.sba.gov/disaster.

The deadline to apply for these loans is September 15, 2014.

SBA Field Operations Center – West, P.O. Box 419004, Sacramento, CA 95841

Palmer-Z-US-drought-2012

 

 

 

Information courtesy Small Business Association

Images courtesy Google Images

Arrangement: Aaron Aveiro

Your Jurisdiction: How Well do You Know Your Laws and Regulations??

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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
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Remember in a Court of Law…Ignorance of the Law is NO Excuse…

Will the Scales of Justice Bring a Balance to the PPI??
Will the Scales of Justice Bring a Balance to the PPI??

 

 

 

 

 

Today I was sent something from Jonathan Worley, the CEO of Blue Ridge MTN Property Services, LLC

This brings to attention just how important it is to understand you local jurisdictions laws and regulations.

There is one thing I wanted to mention, not sure where you would fall into this, but I do evictions in NC and I had an eviction here recently in Transylvania County. The Deputies that came to do the eviction where of course not pleasant, but what got my attention was they stated during our concerns of the business that if we winterize a property prior to the eviction in that county than he would arrest us and charge us with Breaking and Entering. Never have had that issue come up before and he also stated that he has previously arrested and charged a contractor with that and they were convicted. Not sure why he has such a personal interests in this but most of the time cops don’t follow it out to see if there is a conviction. The reason I am stating this is because as you well know, we are sent orders to winterize properties all the time to preserve from freeze damage in the pre-foreclosure process once a home has been determined vacant. Which all of these have been vacant for quite some time. I don’t believe this is right, arresting a small business owner for doing their job. I believe their is so corruption going on here and I want to do something about it before someone else is arrested. He stated that they were looking to arrest someone at another property that he posted for eviction because someone had already winterized it, and this was going up this week. He asked if I had done it and luckily I had not because I am not a person to put up with that kind of corruption and I would have not went easily. Just wanted to get your thoughts and how I should pursue this issue.

Thanks,

Jonathan Worley, CEO
Blue Ridge MTN Property Services, LLC

I have stated over and over that the unaccredited education packages that are offered are somewhat incomplete. When I asked that the industry come together and develop an Education Committee that has members of all sectors of the industry involved it sort of fell on deaf ears.. I mean with The North American Association of Rental Property Inspectors (NAARPI), having the only accredited education and training  program out there what can the others do?

NAARPI has been the only organization to embrace all sectors of the industry in their education and training programs and courses they offer, not only home property inspectors, property managers, but they also included Agents, Brokers, Professional Inspectors, Insurance and Field adjusters but property preservation specialist.  So whether you’re an Inspector or a Property Preservation Specialist or someone wanting to get started in the industry, NAARPI’s education and training programs and courses have something to offer that will assist making your organization stronger and provide a positive element to assist in marketing your organization.

 

Certified Courses offered by NAARPI
Certified Courses offered by NAARPI

 

One of the biggest advantages to the format that NAARPI has in teaching live classes it that there can be interaction and discussion in regards to local laws and regulations.  This becomes a huge advantage, with a live course versus an online course.

Now please do not interpret this as all the unaccredited courses out there as being bad. That is not what I’m saying. I’m merely pointing out the advantages of instructor lead classes versus online courses in a sterile environment.

If you’d like more information in regards to NAARPI’s courses and when NAARPI might be in your neighborhood with instructor lead courses contact them here

Thanks to Jonathan for the input…it is this type of interaction throughout the industry that needed so the BOTG can become knowledgeable and able to protect themselves from liability.

Have a great day folks and let’s be safe out there….

 

Written By: Aaron Aveiro

Photos Courtesy NAARPI and Google Images.

Opinions expressed are not necessarily those of Aladay LLC ownership.