Category Archives: Criminal acts

NAMFS: Treading Water, But Should They Fold Their Tent and Bow Out Gracefully? Commentary, Day 4

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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
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Is it Time for You to Speak Up???



The latest developments within the Property Preservation Industry,(PPI) involving members of the National Association of Mortgage Field Serivcers (NAMFS) has to make you wonder just how an organization call themselves an “industry leader” when their membership for the most part continues to not only break the law on a criminal level but a moral level as well.

Can we be candid here? Where in any business ethics course will you be taught to steal from the people responsible for you being able to pay your bills? When did it become OK for an organization to continually allow the membership to run rampant in an industry for profit? I guess we shouldn’t be too surprised, after all that is exactly what the banking industry did to collapse our economy.

The reality of the membership of NAMFS is for all practical purposes nothing more than an extension of the banks, an extension with no over site or regulations. This allows them to do as they please, a fact that any of the Boots on the Ground Contractors, (BOTG), have come to know all too well.

Now it appears that members of NAMFS are targeting minorities to defraud. The latest reports of Carol Boyd issuing bad checks I would think would be sufficient reason to dismiss her for the NAMFS organization. One has to wonder if the reason this has not already been done is the fact NAMFS may be in financial trouble?? This is an organization that is “classified” as a non-profit. I was under the impression that a non-profit organization could not endorse specific products?

I recall recently many of the Asset Management Services (AMS) contractors were up in arms because they have been instructed by AMS to provide Renuzit air Fresheners at properties. When questioned employees of AMS stated this was a client requirement. Really now, Fannie Mae, a government backed lender is going to demand you provide a specific product brand? Not likely. The mistake that AMS made here was allowing their 20-somethings that read off a cheat sheet to negotiate with the Contractors to actually have control of a keyboard and put these demands in writing for the attorneys to review for the Independent Contractor/Employee investigations, shame on AMS upper management.

One has to start wondering just how long NAMFS is going to be able to withstand the onslaught of bad publicity their membership is creating for the organization. One also has to ask, “Why hasn’t the board of Directors done anything or taken a position on these matters”????

Oh that’s right there is that membership thing again. Can NAMFS remain a functioning organization with 60% of the membership being removed for violating the organizations Cannons and Standards policy? Will there be enough revenue generated by the remaining members to support the salary of the Executive Director position currently held by Eric Miller. Take that a step further, would anyone want to step into the position with all the current tourmoil for 60% less revenue? With the current state of the industry and the mounting legal issues for the membership I’m not sure there is a large enough salary…Oh what am I saying, of course there is, these people are part of the ” banking you can throw enough money at anything  mortgage industry”,  of course they could find someone to step in and carry on with the smoke screen perpetuated “industry leader” malarkey they spew on a daily basis.

You have to wonder, just how long it will take before things do come to a halt. Seriously, we now have theft, racial profiling, targeting of minorities and veterans for defrauding, the questionable illegal back charges by the membership itself, Golf Tournaments for the membership, members placing priorities on purchasing booths at conventions when they owe BOTG. In addition, this is not to mention the complete stripping of the Independent Contractor element from the business of the PPI.

At this time I think that the BOTG’s need to start thinking smart. Yes start using resources available to you for free, like your local labor board, or the unemployment office, the IRS, your district attorney’s fraud department. You have a bad check? Call the DA’s office and speak to them about it. You have not gotten paid? Call the labor board and see if they can assist, bet you find that you’re an employee. Has a company stopped providing work to you because you stand up to them? Take your contract with all the “mandatory requirements” that have been forced upon you after signing of said contract to your local unemployment office and have them make a determination. Has a member of NAMFS cheat you? Call Eric Miller and ask why nothing is being done to rectify the matter.

What the BOTG’s need to do is start becoming pro-active. As I’ve stated before, it is time for the BOTG to organize themselves. The other end of the industry is a very well oiled machine. Since this machine is starting to sputter it is time that every issue out there be placed in their hopper to be addressed. The more small companies that come out of the closet to be heard the quicker this organization will have to fold their tent

Do you have a story? Do you have an issue with one of the members of NAMFS? Do you have a non-payment issue? Bogus back charge? Have you been discriminated against by one of the members of NAMFS? Contact us today we will help you tell it.


Until Next Time

Happy Gardening

Written By: Aaron Aveiro

Image courtesy Google Images

Opinions expressed are not necessarily those of Aladay LLC ownership

NAMFS: Treading Water, But Should They Fold Their Tent and Bow Out Gracefully? Commentary, Day 3

Organics Admin
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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
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Latest posts by Organics Admin (see all)

Once Again; The BOTG are Being Asked to Bear the Brunt

Tweeed werry werry wightwy.....
Tweeed werry werry wightwy…..



The issue of back ground checks and how the National Association of Mortgage Filed Servicers (NAMFS) appears to be a tipping point for the Property Preservation Industry (PPI). More and more Boots on the Ground Contractors(BOTG) are starting to say ENOUGH!!!

Be real for a minute. There are sites like the one I profiled in “Commentary day 2” about the actions of NAMFS members. However, let us examine something for one second. I’m actually taken aback by the fact that the NAMFS Board of Directors has not issued any statement about their members. Why hasn’t industry leader association addressed the inappropriate financial behavior of it’s members…opppssss..silly me , if they did that they very well may not be able to raise the capital for Mr. Miller’s salary.

Seriously though, I’m little blown away, nothing about how they want to clean up their image..PR people there has to be an opening with this outfit…oh that’s right they have “non-profit” status. Guess that means they have no budget for a good spin doctor. Or could it be there may not be anyone that friggin’ good. Seriously, even George  Stephanopoulos would have an extremely difficult making anything about the recent events involving NAMFS members sound anywhere near palatable.

According to Mr. Miller, Executive Director of NAMFS:

Eric Miller, Executive Director NAMFS
Eric Miller, Executive Director NAMFS

Eric Miller

Executive Director at National Association of Mortgage Field Services

The Background Check Solution proposed by NAMFS does address many of the items you mention Bob with industry leading background check companies, requirement for annual renewals, a tiering structure that addresses risk consideration and the central registry that takes into account privacy of companies and networks. I would invite you to review at the website –




This comment is in a discussion group on LinkedIN. Reading this statement one would think that this organization has the best interest of an industry in mind. One would think, perhaps that is the plan. However, I believe everyone knows, at least those in the PPI know…this is just not the case, anymore.

If any organization is going to support background checks on any level of an industry wouldn’t it hold true that would include their membership? What is going to happen when the membership…well a good percentage at least…will not be able to clear a BC check because of their current financial indiscretions’, mainly stealing monies from the BOTG. Will those members still be allowed to be a member?

I don’t know perhaps I expect too much in the professional business world. Although by the sound of the environment out there perhaps I’m not the only one….Here are a couple comments from a discussion on the Back Ground issue in the PPI:

Mike Wilson

President Wilson Environmental & Preservation Services

Top Contributor

Yes Ray we are getting requests for these also. I will not turn over the info on my
employee`s. It`s my business not theirs…violates employer/employee agreement.
It`s not that I`m harboring anyone, but enough is enough. They want to dictate to us how much they will pay (Nothing is up for negotiation), us how to run our business and whom can work and whom can not. What the hell is this Russia ?

Alex Kasubienski

Owner / Senior Inspector at Kas-Stro Inspections & Property Services, LLC

Well I have not received any and it wouldn’t matter anyways because it is me and I refuse turn information over. I have to agree with Mike Wilson, this crap is getting way out of hand. they won’t negotiate pay, but we are expected to have to jump through all of these hoops. NOT ME!!!!!!


Even long time members of the industry have issues with the way this is starting to play out as there are absolutely NO guidelines given by anyone on this issue…… If NAMFS was be an industry leader wouldn’t they have some sort of recommendation? Oh there’s that membership thing again. I’m wonderin’ if this “industry leader” by and from the actions of it’s membership destroying an industry be one of them there paradox thing-a-am-jiggy’s…

Here is my question to all those that may be owed monies over 45 days;  have you contacted the labor board in your local area. I ask this since there is this current situation of misclassified independent contractors in the PPI and I’m thinking that one inquiry from a labor board could be that proverbial “straw” the breaks the camel’s back…bet you’d get your money quick though…especially if one of those NAMFS members wrote you a bad check.


Something I have always questioned for a while now…Until the well chronicled escapades of the Mathis and Lambert team the team that was continually hired by NAMFS members over and over even AFTER they had been convicted and exposed for the frauds they are. I bring this up as there was not this big push for background checks until the nationals, yes the NAMFS members that had continually put them in play…now they have to save face so once again the NAMFS members turn to the BOTG’s that are so broke from working for less than minimum wage for the past three years to foot the bill so they look commendable.

Yes the membership which by proxy is NAMFS want all the BOTG to foot the bill at $65 a pop…when the initial cost is $6..come on…now who’s the criminal??

Just me…well a few other also But our company has hiring policies and procedures. We are happy to discuss and share them. However, we will not provide our employees personal information to anyone.

That said should you be in the group that just shrugged and sent the fee and info in because you were in fear of that infamous statement, “this will affect your workloads if you don’t” well you just may want to check with your local unemployment office as with all the other “Mandatory Requirements” that you bought into, you just might be an employee.



Writen By: Aaron Aveiro

Photos courtesy Google Images.

Opinions expressed don not necessarily reflect those of Aladay LLC ownership