Category Archives: Fannie Mae

Freddie, Fannie, Fees & the Emplactors

Organics Admin
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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
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Contact us today to inquire about radio advertising for your company
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With the recent reduction in fees paid out for completed services on foreclosed assets belonging to Freddie Mac (FMC) and Fannie Mae (FM), especially after Freddie Mac announces that they MADE…profited….2.9 BILLION I would be remiss not to discuss the Independent Contractor (IC) and Emplactor issue in the Property Preservation Industry (PPI).
As many of you know that have followed my writings and those of the Lunatic in The Mountain’s writings, for many years now we have been saying g that there are no IC’s in the PPI. Six years ago I coined the term Emplactor. While Oxford hasn’t acknowledged the word Emplactor, it never the less is a fitting term for a misclassified employee as an IC.
Currently this issue has started to become serious to those agencies that depend on the employer tax contributions. Especially since our elected officials have become so irresponsible with the spending of our tax dollars. I often wonder what would happen to our government if every working stiff went into work and changed their W-4 to 20 dependents so no taxes would be taken out of their checks for the federal and state governments??? Of course employers would still have social security and unemployment insurance division liabilities. I highly doubt they would object to the lower contributions.

How do you think our thieving lying elected officials could operated without cash flow?? How long can you business function? Who would loan our government money to function??? You see folks our government just like the Offender Members Of THE NATIONAL ASSOCIATION OF MANAGEMENT FOR STEALING UNDER THE IRCHISTRATION AND DIRECTION OF ERIC MILLER need cash

Bret Douglas of Ironclad and Eric Miller, Executive Director of NAMFS...Possible Labor Representarive on the BOD of NAMFS???
Bret Douglas of Ironclad and Eric Miller, Executive Director of NAMFS…Possible Labor Representarive on the BOD of NAMFS???

flow to operate. Without cash flow on a daily basis you can not operate. Just ask all the members if labor that were bankrupt buy Shari Nott, Heather Berghorst, Amanda and Adam Buczek how important cash flow is.
Currently there are several lawsuits across the country not only in the PPI but in various related industries. Since the PPI is part of the real estate industry it may behoove everyone in the PPI to pay attention to what Real Estate Agents are claiming in the recently released White Paper by the National Association of Realtors (NAR), as the similarities of Realtors issue sure echo those of the PPI.
Before we get I to the snipIf any of you think this issue. ..Eric Miller and your merry band of Offender Members is whom this paragraph is directed to, since they are too greedy and stupid to remedy the issue on their own…it will not. Not as long as Mr. Williams and myself have platforms to raise awareness in this issue . we never stop helping the Emplactors loosen you despotical grip you have on the PPI

While the issue of worker classification has been challenged in a variety of industries, the real estate industry’s regulatory structure presents a unique framework within which to operate when it comes to worker classification. The hallmark characteristic of an independent contractor relationship is one where the worker is generally free of contrlower eol.

In a Massachusetts case, loan our government money to function? et al. v. Boston Pads, the plaintiffs alleged that their former broker misclassified them as independent contractors rather than employees, thereby violating the Massachusetts independent contractor statute. Plaintiffs alleged that, among other things, the defendants required plaintiffs to own day planners, pay desk fees each month, have cell phones with a “617” area code, complete office hours duty in some cases, and were subject to disciplinary action if productivity goals were not met.


Now what the realtors are not forced to do is purchase insurance from a specific provider, they do not have to have a specific type a phone for transferring data, they do have to obtained an overpriced background check from a company in another country with questionable ties to the brokers, they are not told what type if cameras to purchase, or what equipment they have to use unlike Emplactors.
Now this is a hoot…they actually get paid. So wow Emplactors, guess you really did have the short end of a seriously crappy deal courtesy Eric “Crimeboss” Miller and the Offender Members under his watch.
Which begs the question; when will Labor stop ignoring the obvious? Why Labor will nit come together is beyond me. Look The too Big To Fail folk…they can out source everything but the labor…
What they could not do is fulfill their contract. ..THEIR CONTRACT. ..obligations if Labor went on vacation at the same time. I do wonder though, now that Bret Douglas has left the Management For Stealing folks if Eric Miller will be in attendance at future FAST events??? As I pointed out in prior writings Mr. Miller was always a presence at the FAST events. Keeping the watchful eye in the organization’s wild card Bret Douglas.
Did Miller ever assist Bret in getting paid when other members beat Team Ironclad out if money? Did Miller assist Team Ironclad land contracts with a top tier order mill? Nope nothing, all Miller did was take Mr. Douglas’s money smile in his face piss down his back and told him out was raining. Miller treated Mr Douglas like a clueless Emplactor. Reboziating comes to mind. (Another Aaronism I give you this gorgeous Sunday morning)

So what’s next for the PPI Emplactors?

I spoke with Bret Douglas tins morning and I happy to report that he has rebound did nicely from the scam artist and destruction Mr. Miller allowed to country’s this country’s Vet’s. Bret like many of the wise members of Labor shook if the Emplactor label and diversified I to the private sector.
In also happy to report that Bret has rebranded FAST. FAST will no longer be a local organization limited to Florida. Foreclosure Association of Service Technicians will now be recognized as a National Organization will the goal if providing Labor a platform to address issues that Labor deals with in a daily basis. I sincerely hope that Labor will take advantage of this organization and come together to assist each other. By doing so Labor will be able to shake the Emplactor syndrome that Eric Miller and company have created in the PPI.
Have a great day folks…

Remember folks you can catch me on the radio between the 7 and 8 hour on America Matters AM News. In the mornings and in the encore presentation in the evenings on  or you can always catch up with me on You Tube

Until Next Time
Happy Gardening


Organics Admin
Follow Me!!

Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
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Latest posts by Organics Admin (see all)

This entry is part 1 of 4 in the series PPI Watch List
Victor Aldrey
Victor Aldrey

This past week I wrote about National Field Network (NFN), based on scuttlebutt and the hunch the company may be insolvent, placed them for a second time on the PPI Watch List. This was predicated by several inquiries from folks looking for avenues to collect monies owed to them. This week is a little different, no; NFN is not coming off the PPI Watch List. As a matter of fact if you are owed especially if you have received “Hush Up” payment on what you’re owed. Reports are coming in of people owed $27k and only after complaining did they receive $15k. NO NFN is definitely remaining on the PPI Watch List.

This is not a good sign. In addition I have received information from sources speaking on the condition of anonymity, that the internal C-Level employees at NFN have grave concerns their payroll is in peril. I’ll be nice…Here’s the reality, if C-Level employees have payroll concerns, you as a Contractor, should also have brave concerns about getting paid. When we developed the PPI Watch List no one had the debt that NFN is currently reported to have with Labor.

With rumors circulating in the FIVE Million Dollar range…whether true or not…and this is just me. I would be lining the ducks up and placing a lien on any services that have gone past the payment date in you contracts. The PPI Watch List was designed as a precursor to the obituary that is eventually written about companies when the file bankruptcy. Make no mistake folks that is the Road Shari Nott is going down.

This Morning I received an email from a source over on Face Book;


After I read your article last week I asked if this was the same company as the logo was the same. Here is their response and mine. I posted the question on the NFN Face Book page and I received this response a couple days later via a private message.

National Field Network is responding to your activity on the page

NAME REDACTED, If you are having issues with outstanding payment, please contact Maggie Sinanan at 732-276-5563 and we’ll make sure to address your concerns. If you do not receive a response within 24 hours, please ask to speak to the COO. Best regards, NFN

This was my response,

I’m not currently owed anything by your company…merely asking a question. You’re company is on the verge of insolvency for the second time within five years what type of upper management do you have??? You routinely ask people to work for free and have established a system for fraud throughout the industry…If your company is stand up then conduct and interview with Aladay LLC or Forclosurepedia. Sherri refuses to do so or allow anyone else to talk publicly. What are you hiding? Reports are your company is almost 5 million in the rears and people are being advised to place liens on Contractors are being advised to lien properties so they can collect what you owe. Did you receive a check last week? Contractors are not according to reports.

Interesting, so if you are owed money you know whom to contact at NFN, give Maggie a call she’ll get you squared away (QUACK!!!)…also that is a good question Shari Nott, why not do an interview? Perhaps Shari knows it would be futile and reminiscent of when Robert at SEAS was begging for more time to continue stealing from Labor.

PPI Watch List Honorary Inductee. EDNAMFS For knowingly Allows members to skirt business laws.
PPI Watch List Honorary Inductee. EDNAMFS For knowingly Allows members to skirt business laws.

Now this is not the first time NFN has had issues paying people. If memory serves me correctly the name Buczek comes to mind. One of the biggest issues in the PPI is that of payroll by members of the National Association of Mortgage Filed Services… Management For Stealing…and for whatever reasons this failed business model of being a second tier National Subbing Company, (NSC) continues to thrive. Obviously Eric Miller has to maintain some sort of membership to continue receiving his salary of one hundred twenty thousand plus dollars a year. This is a system that is strife with crime on a level that has made Eric Miller parallel to Crime Boss Tony Soprano. Difference being, Miller is actually conspiring, and by overseeing crime daily is an accessory to the fact, Tony was a character played by an actor.

This is far worse than CWIS who has been awarded $180.9 MILLION dollars in HUD contracts since 2004 and being ordered by HUD to pay the vendors they were paid on…Which brings me to this…


One of the most recent contracts I have reviewed is one out of Southern California with this clause. I was rather blown away when I discovered the contract belonged to NRES. Normally I would be sounding alarms when I read something like that in a contract. However, in this particular case the “man behind the curtain” if you will, has always been straight forward with Labor and while a bitch or two has come in over the past three years, nothing that would warrant entry into the PPI Watch List. No NRES has always been for the most part square with Labor. Keeping in mind, **it happens, you’re going to get a bitch in business now and then. Still the fact is that NRES has not cheated people or Labor so while I cannot endorse the contract because of certain language there is absolutely no reason to believe that NRES will not pay you when they get paid. Sono entry on the PPI Watch List, unlike NFN, CWIS, and the rest of the lot over at the Management For Stealing office.

Now I touched base with Brian Mingham over at NRES. Brian pointed out something that all the good Contractors have to suffer for. CRAPPY Craigs List hacks!!!! I informed Brian that I had received several inquiries to the contract and let him know I would have to write something. Unlike Shari Nott, Brian has no issue speaking in the media about industry issues that affect his company.

It is the contract. We pay people weekly, we reserve the right to pay when we get paid. If there is an issue, quality, construction, anything we reserve the right to pay. The issue is labor is never on the hook for doing it wrong, I’m getting charge backs so we have to work together to make sure the industry improves the quality, photos, description, do asset management and not a work order…

Now I have to say, and many of you are going to fall out of your chair reading this, however, I kinda have to side with management on this issue of shoddy workmanship. Brian went further stating,

We had to get a much stiffer contract after all the litigation that comes in from owners of PFC homes, clients pushing it down and labor not doing a good job. I know it is rough, our agreements are as bad and the charge backs kill us so all of good people pay for it. I’m not trying to screw anyone, any company, I’m trying to protect our brand, do the right thing, pay contractors but go after the bad ones and the only way to do it is with a contract that people acknowledge, sign and live with. I’m happy to connect any time and discuss.

The Scenario for the PPI Watch List

Now many of you know that for years I have screamed at that scenario and the fact that it an open ended scenario to create graft and theft, theft by deception if you will. However, in this particular case Mr. Mingham does not have a track record of not paying Labor, furthermore I do not believe for one split second that NRES is insolvent.

However, allow me to expand on something Mr. Mingham has brought up. Something that the National Order Mills refuse to address is the labor factor in the equation. As an employer I have the same issue finding quality employees to protect our brand and company reputation. Make no mistake folks I have no issue giving you up if you’re screwing the pooch. I have more than once reported vendors taking hazards to job sites to “pad” the invoice.

Williams Home Repair here in Reno operated for almost a year without a valid business license and when the owner told me about her Hazard Scam I followed her for a day or two until I could get some photos. Many of you know I’m no choir boy and I have a past. Said past has made me have to work ten times harder than most to develop a solid company reputation and brand. I’m not complaining here, just pointing out that because of the road I went down I must work harder than the next guy to prove myself. Now when you go and screw the pooch and damage all the hard work I have done and place my company in a bad light because we are in the same industry, well sorry but I give you up and hope you receive criminal charges and fines.

The message here is that Labor HAS to work with Management and Management with Labor. Unlike the belief that Eric Miller has, that labor is immaterial. The two co-exist because of each other. However, in this insane industry there is a factor that I will delve into in upcoming articles. The other side of Management. OH Say…Fannie Mae, HUD, Freddie Mac, Wells Fargo et al. These are the folks setting the pricing and telling everyone that we are government backed and you have to pay prevailing wage. As I said a story for another day.

I have long stated that if Management wishes me to assist with them honoring their negotiated contract that I/Labor needs to be part of the equation. Have any members of Labor been asked for input from the National Oder Mills when they were negotiating contracts? And therein, as the Bard would tell us, lies the rub. We all participate in an industry that the Too Big Too Fail gang dictates too.

bannerproofSome events are rapidly approaching, a FAST event in Ohio and the National Association of Mortgage Field Services Fraud Fest in Dallas. Perhaps it’s time folks on the West Coast shake of the California Dreamin’ attitude and come together and start some meaningful discussions on how to remedy the fact that the following has occurred in the past five years:

  1. Dump Fees have gone up,
  2. Hazard disposal fees have gone up
  3. Mimimum Wage has DOUBLED
  4. Fuel pricing is still unstable
  5. Insurance, licensing fees have both gone up (our license in 2007 was $75 now $150)

All of these cost of which Labor pays, as they are the cost of doing business. While I’m not sure how this will take place. One member of Management has stepped up to acknowledge that Management and Labor must work together to bring about positive solutions for change and in fact has opened the door.

Make no mistake folks, Property Preservation is an Industry, we call it the Property Preservation Industry. Isn’t it time we all sit down and start treating the PPI as such???

No Matter Where You Are...We'll be Watching
No Matter Where You Are…We’ll be Watching


Enjoy your Sunday Folks

Until Next Time

Happy Gardening


Written By: Aaron Aveiro

Photographs Courtesy Google Images and Bret Douglas

Opinions expressed do not reflect those of Aladay LLC Ownership