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COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
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This entry is part 1 of 4 in the series PPI Watch List
Victor Aldrey
Victor Aldrey

This past week I wrote about National Field Network (NFN), based on scuttlebutt and the hunch the company may be insolvent, placed them for a second time on the PPI Watch List. This was predicated by several inquiries from folks looking for avenues to collect monies owed to them. This week is a little different, no; NFN is not coming off the PPI Watch List. As a matter of fact if you are owed especially if you have received “Hush Up” payment on what you’re owed. Reports are coming in of people owed $27k and only after complaining did they receive $15k. NO NFN is definitely remaining on the PPI Watch List.

This is not a good sign. In addition I have received information from sources speaking on the condition of anonymity, that the internal C-Level employees at NFN have grave concerns their payroll is in peril. I’ll be nice…Here’s the reality, if C-Level employees have payroll concerns, you as a Contractor, should also have brave concerns about getting paid. When we developed the PPI Watch List no one had the debt that NFN is currently reported to have with Labor.

With rumors circulating in the FIVE Million Dollar range…whether true or not…and this is just me. I would be lining the ducks up and placing a lien on any services that have gone past the payment date in you contracts. The PPI Watch List was designed as a precursor to the obituary that is eventually written about companies when the file bankruptcy. Make no mistake folks that is the Road Shari Nott is going down.

This Morning I received an email from a source over on Face Book;


After I read your article last week I asked if this was the same company as the logo was the same. Here is their response and mine. I posted the question on the NFN Face Book page and I received this response a couple days later via a private message.

National Field Network is responding to your activity on the page

NAME REDACTED, If you are having issues with outstanding payment, please contact Maggie Sinanan at 732-276-5563 and we’ll make sure to address your concerns. If you do not receive a response within 24 hours, please ask to speak to the COO. Best regards, NFN

This was my response,

I’m not currently owed anything by your company…merely asking a question. You’re company is on the verge of insolvency for the second time within five years what type of upper management do you have??? You routinely ask people to work for free and have established a system for fraud throughout the industry…If your company is stand up then conduct and interview with Aladay LLC or Forclosurepedia. Sherri refuses to do so or allow anyone else to talk publicly. What are you hiding? Reports are your company is almost 5 million in the rears and people are being advised to place liens on Contractors are being advised to lien properties so they can collect what you owe. Did you receive a check last week? Contractors are not according to reports.

Interesting, so if you are owed money you know whom to contact at NFN, give Maggie a call she’ll get you squared away (QUACK!!!)…also that is a good question Shari Nott, why not do an interview? Perhaps Shari knows it would be futile and reminiscent of when Robert at SEAS was begging for more time to continue stealing from Labor.

PPI Watch List Honorary Inductee. EDNAMFS For knowingly Allows members to skirt business laws.
PPI Watch List Honorary Inductee. EDNAMFS For knowingly Allows members to skirt business laws.

Now this is not the first time NFN has had issues paying people. If memory serves me correctly the name Buczek comes to mind. One of the biggest issues in the PPI is that of payroll by members of the National Association of Mortgage Filed Services… Management For Stealing…and for whatever reasons this failed business model of being a second tier National Subbing Company, (NSC) continues to thrive. Obviously Eric Miller has to maintain some sort of membership to continue receiving his salary of one hundred twenty thousand plus dollars a year. This is a system that is strife with crime on a level that has made Eric Miller parallel to Crime Boss Tony Soprano. Difference being, Miller is actually conspiring, and by overseeing crime daily is an accessory to the fact, Tony was a character played by an actor.

This is far worse than CWIS who has been awarded $180.9 MILLION dollars in HUD contracts since 2004 and being ordered by HUD to pay the vendors they were paid on…Which brings me to this…


One of the most recent contracts I have reviewed is one out of Southern California with this clause. I was rather blown away when I discovered the contract belonged to NRES. Normally I would be sounding alarms when I read something like that in a contract. However, in this particular case the “man behind the curtain” if you will, has always been straight forward with Labor and while a bitch or two has come in over the past three years, nothing that would warrant entry into the PPI Watch List. No NRES has always been for the most part square with Labor. Keeping in mind, **it happens, you’re going to get a bitch in business now and then. Still the fact is that NRES has not cheated people or Labor so while I cannot endorse the contract because of certain language there is absolutely no reason to believe that NRES will not pay you when they get paid. Sono entry on the PPI Watch List, unlike NFN, CWIS, and the rest of the lot over at the Management For Stealing office.

Now I touched base with Brian Mingham over at NRES. Brian pointed out something that all the good Contractors have to suffer for. CRAPPY Craigs List hacks!!!! I informed Brian that I had received several inquiries to the contract and let him know I would have to write something. Unlike Shari Nott, Brian has no issue speaking in the media about industry issues that affect his company.

It is the contract. We pay people weekly, we reserve the right to pay when we get paid. If there is an issue, quality, construction, anything we reserve the right to pay. The issue is labor is never on the hook for doing it wrong, I’m getting charge backs so we have to work together to make sure the industry improves the quality, photos, description, do asset management and not a work order…

Now I have to say, and many of you are going to fall out of your chair reading this, however, I kinda have to side with management on this issue of shoddy workmanship. Brian went further stating,

We had to get a much stiffer contract after all the litigation that comes in from owners of PFC homes, clients pushing it down and labor not doing a good job. I know it is rough, our agreements are as bad and the charge backs kill us so all of good people pay for it. I’m not trying to screw anyone, any company, I’m trying to protect our brand, do the right thing, pay contractors but go after the bad ones and the only way to do it is with a contract that people acknowledge, sign and live with. I’m happy to connect any time and discuss.

The Scenario for the PPI Watch List

Now many of you know that for years I have screamed at that scenario and the fact that it an open ended scenario to create graft and theft, theft by deception if you will. However, in this particular case Mr. Mingham does not have a track record of not paying Labor, furthermore I do not believe for one split second that NRES is insolvent.

However, allow me to expand on something Mr. Mingham has brought up. Something that the National Order Mills refuse to address is the labor factor in the equation. As an employer I have the same issue finding quality employees to protect our brand and company reputation. Make no mistake folks I have no issue giving you up if you’re screwing the pooch. I have more than once reported vendors taking hazards to job sites to “pad” the invoice.

Williams Home Repair here in Reno operated for almost a year without a valid business license and when the owner told me about her Hazard Scam I followed her for a day or two until I could get some photos. Many of you know I’m no choir boy and I have a past. Said past has made me have to work ten times harder than most to develop a solid company reputation and brand. I’m not complaining here, just pointing out that because of the road I went down I must work harder than the next guy to prove myself. Now when you go and screw the pooch and damage all the hard work I have done and place my company in a bad light because we are in the same industry, well sorry but I give you up and hope you receive criminal charges and fines.

The message here is that Labor HAS to work with Management and Management with Labor. Unlike the belief that Eric Miller has, that labor is immaterial. The two co-exist because of each other. However, in this insane industry there is a factor that I will delve into in upcoming articles. The other side of Management. OH Say…Fannie Mae, HUD, Freddie Mac, Wells Fargo et al. These are the folks setting the pricing and telling everyone that we are government backed and you have to pay prevailing wage. As I said a story for another day.

I have long stated that if Management wishes me to assist with them honoring their negotiated contract that I/Labor needs to be part of the equation. Have any members of Labor been asked for input from the National Oder Mills when they were negotiating contracts? And therein, as the Bard would tell us, lies the rub. We all participate in an industry that the Too Big Too Fail gang dictates too.

bannerproofSome events are rapidly approaching, a FAST event in Ohio and the National Association of Mortgage Field Services Fraud Fest in Dallas. Perhaps it’s time folks on the West Coast shake of the California Dreamin’ attitude and come together and start some meaningful discussions on how to remedy the fact that the following has occurred in the past five years:

  1. Dump Fees have gone up,
  2. Hazard disposal fees have gone up
  3. Mimimum Wage has DOUBLED
  4. Fuel pricing is still unstable
  5. Insurance, licensing fees have both gone up (our license in 2007 was $75 now $150)

All of these cost of which Labor pays, as they are the cost of doing business. While I’m not sure how this will take place. One member of Management has stepped up to acknowledge that Management and Labor must work together to bring about positive solutions for change and in fact has opened the door.

Make no mistake folks, Property Preservation is an Industry, we call it the Property Preservation Industry. Isn’t it time we all sit down and start treating the PPI as such???

No Matter Where You Are...We'll be Watching
No Matter Where You Are…We’ll be Watching


Enjoy your Sunday Folks

Until Next Time

Happy Gardening


Written By: Aaron Aveiro

Photographs Courtesy Google Images and Bret Douglas

Opinions expressed do not reflect those of Aladay LLC Ownership

It’s Order Mills & Industry Day….

Organics Admin
Follow Me!!

Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
Follow Me!!

Latest posts by Organics Admin (see all)

Contact us today for your consultation.
Contact us today for your consultation.

Well what do you know, Mr. Karnes announces Industry Days in Atlanta and the bottom feeder order mills come out. Yes last week a slew of bottom feeder Order Mill came slithering around sending a bevy of email to find employees that they migh be able to cheat out of monies. Now please do not think I am calling these companies thieves…I’m just letting the record speak for itself. As  this company has a bit of experience in cheating Labor out of the monies they earn. Yes the typical second and third tier Order Mill have come wanting you the Ignorant Emplactor to step right up and get in the Fraud Fest line…

Below is a current CraigsList posting from Bankers Maintenance and Inspections LLC, a company that has ties to CWIS.

Of course this is the very same CWIS that has several non-payment issues to Labor Contractors in recent weeks, and oh by the way…again we see Mickey dale Snow lurking in the background.

Property Preservation Sub-Contractor (Sarasota, Fl) hide this posting\© craigslist – Map data © OpenStreetMap

931 12th Street at US1

(google map)

compensation: Pay is sent out on the 1st and 15th of every month
employment type: full-time


We will need a copy of the following documents for our records before you are assigned any work and receive payment for completed assignments:
• A copy of Valid Driver’s License
• A copy of Social Security Card for Background Check
• A copy of your current Car Insurance
• A copy of your current Company Insurance with Bankers
Maintenance and Inspections LLC Being named additionally

• A copy of your current Business License
• A copy of your current Workman’s Comp Insurance (or proof of Exemption)
A copy of your Articles of Incorporation including Document #
** You MUST keep your License & Insurances up to date at all times. YOU are completely responsible for your crew members **

The color is me to point out well you figure it out….

ARE YOU FRICKEN kidding me??? Full time employment???? Yet you’re called an Independent Contractor??? Copy of your personal information???  Now I won’t get too carried away I’ll just point out the obvious. Go to work for this company and when you  find out how many  others there are, I’ll save you the time, they cover 19 counties and have 87 “Trusted Contractors” which means they have about 150 or so employees. Now that you have that information…well then may I suggest you inquire about your health benefits per the IRS…an employer must have had an average of at least 50 full-time employees (including full-time-equivalent employees) during the preceding calendar year. ….here is all the IRS rules on employers with over 50 employees…

Remember this is a “full-time” employment position that you’ll have to pay for. Yes you will have to spend arpoximately $97.00 for every $100.00 you invoice. Oh and then there is that Background thingy they want you to do. And let us not forget all the personal information they demand. The very same personal information used in Identity Theft, they are demanding that you email this information to them on unsecured lines. Oh yeah and they want YOU to insure THEM!!! Ain’t that a HOOOOOOOOT!!!!!!!!!!!!!!

Now should you still be persuaded to be an idiot and go to work for these particular folk here are some comments going back a couple years…Feb of 2014, and a couple from last month. So this is a company that has been in the Defrauding Labor game for a bit now. So you really may want to reconsider jumping on this bandwagon if you’re a new-bee…I managed to find some commentary in various places out in Cyber-land. As they attest…there has been a history of Fiduciary indiscretions for a few years now…



crooks donot pay there clients

Beware of working for this company they donot pay there contractors, and if you ask them or try to get an awnser they fire you… owner lnb property mgmt

R C.02/06/2014


Beware working for this outfit………Im a contractor with them and they stopped sending out checks.

Sarah Hoskins

a month ago

DO NOT WORK FOR THIS COMPANY! They commit fraudulent acts. I worked here in the money department, and I found over a thousand items in jobs that contractors did, but they were never paid for. Instead of paying their contractors, they would …More

Amy Bowman

2 months ago

Actually Mike Hooker, it is true. BMI owes me about $3000.00 and I KNOW you owe Joe Walker more than $10,000. That’s not good business. BMI is the worst company I’ve ever done business with. They find every excuse not to pay up. Very disappointing!! This company has worked for CWIS in the past and has ties to Mickey Snow, so I’m told.

And now a trip down memory lane with the Queen of Order Mills

Heather  Berghorst.
Heather Berghorst.

Now when I see this I have to bring up something from a couple years ago. When the Berghorst’s went belly up and it was discovered that Heather Berghorst should not have been granted the Women Owned business distinction while her and the mister were living high on the hog while stealing from Labor, something came to light then in an article I published…I was bold enough to state, and I stated as such based on the fact that Heather was the now disgraced Secretary of NAMFS…the Board of Directors had to discuss this. This was stated by a former employee..

I know for a fact that Berghorst had received pay on 99.9% of the orders that contractors called asking about pay on – had funds received from the client. When I asked about this, and believe me I asked continually, I was told that it had “not been 60 days yet”. Berghorst spent all this time and gave all this lip service to utilizing an updating system that would “be transparent” to the contractors – yet they hid pay from them every single day. And when employees asked – they (the accounting person) stopped putting payments in the system so that no one would see what we had been paid on.

Those are just some of the reasons why I left Berghorst. The multitude of other issues were just the icing on the cake. Things like “charging back” contractors who gave notice so they would not have to pay them the entirety of what they were owed. Things like being told that I needed to keep recruiting so that there would be new people doing work to cover the people who could not work because they were not being paid. It was a classic Madoff scheme – Paul is 100% right.

But hey, they all had the cavalier attitude that everyone was doing it, so it must be okay” Yes, they discussed this at NAMFS and imagine this – no one knew what to do to fix it.

“IT” is a reference to the multiple layering of the industry with order mills that were NAMFS members…You see Heather the Certified “Woman Owned” business, (BTW to be certified you have to demonstrate that you the Woman owner does at least 60% of the work) was a second level Subber as was SEAS at the time. Both second tier order mills were working an Altiscource contract…

 Well, this might come as a shocker to you – but Altisource pays in 14 days or less. That is the problem, they are not paying contractors when they got paid. If that was the case, none of that would have happened. What it is is poor management, greed, staff that could not handle the volume – as someone has to update the orders to the client, inefficient updating systems, etc. The list goes on and on.
Telling members of Labor 60 days after services had been approved they had not been paid…


While we are on the Alti-Wagon be sure to tune in later this week as I will have more Cheap Suit Jay and his escapades that Eric Miller is directly responsible for. Yes remember when EVERYONE was screaming not to let Cheap Suit jay become a member and Miller said…” We’ll monitor his activity and if he does anything unethical we will remove him. Well by not removing him Mr Miller you have conspired…but more on that in my next thinking out loud commentary…Tick-Tock Tick-Tock.

Victor Aldrey
Victor Aldrey

Here is how stupid Mr Miller is…over the past 6 years the “Subbing” business model has proven over and over again to be a failed Business Model. Yet NAMFS has THREE NEW REGIONAL SUBBERS TO BE APPROVED FOR MEMBERSHIP…and the band played on….



Written BY: Aaron Aveiro

Photographs courtesy Heather’s profile. White Tiger, Victor Aldrey from Venezuela and Aaron Aveiro

Opinions expressed do not reflect those of Aladay LLC Ownership