Category Archives: outsourcing

The NAMFS Membership and Labor

Organics Admin
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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
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On The Eve of Fraud Fest is that knees I hear knocking???

They will extract their pound of flesh....
They will extract their pound of flesh….

As the cobwebs start to clear the eyes and the aroma of the coffee swirls around the sleepy little town of Stow Ohio this morning you’ll find that the poppycock has started to hit the fan over the IRS filing for the National Association of Mortgage Field Services, (NAMFS). One has to really wonder why a 501c6 is not actually in compliance with the IRS rules governing 501c6’s.

Now I would like to highlight a question this morning. If you and I have to be “In Compliance” with all laws, rules of the Mortgage Filed Service Industry, state regulations and licensing and insurance regulations, why doesn’t NAMFS and it’s membership?

Why is it that all the members demand that you are in compliance yet at the very same time they are not in compliance? What is so confusing is the fact that we see Labor getting bent over with no grease and yet the warm and fuzzy folk are telling us it’s OK…we have members of labor joining in the Kumbaya singing and praises of NAMFS as their annual Fraud Fest is about to commence.

In addition to this fiasco of regulations violations we have several Employee/Independent Contractor issues working their way through the courts. With Members “settling” cases as I type this morning we have something else that the NAMFS members have to deal with.

The National Labor relations board is about to slap the MFS industry across the room, here’s what I’m talking about…

The National Labor Relations Board (NLRB) is poised to make several decisions that could significantly affect your workplace. Its agenda is unabashedly activist. Its general counsel Richard Griffin, Jr. (who, interestingly, is the former general counsel of the International Union of Operating Engineers) has published advice memoranda that confirm the NLRB’s prosecutorial agenda, including:

  • Increasing scrutiny and involvement in the non-union workplace

  • Expediting the process for conducting union representation elections

  • Broadening a successor company’s obligation to bargain

  • Voiding arbitration agreements with class action prohibitions

  • Restricting confidentiality rules during employer investigations

  • Expanding rights to representation in the nonunion workplace

  • Controlling employer handbooks and policies concerning at-will employment, confidentiality, workplace decorum, social media, and employee use of employer email systems

Notice the Highlighted phrase…that was me….

Simple question this morning….to all that claim they are doing something for Labor working from the Inside of NAMFS, oh and let’s not leave Eric Miller out…heaven forbid I don’t get him his five minutes this morning. Wouldn’t it have been easier to bring Labor to the table five years ago when we asked to be invited???

I’m sure as the legal troubles mount there is a lot of second and third guessing going on in Stow. Or perhaps they are in New Orleans this morning attempting to strategerize a new scam to perpetuate on Labor?

What I would like to know is whom will be the lackey to provide Lip Service to Labor when the fraud fest is over??? Who will bring the news from the NAMFS event to Labor?

Here is what I do not understand. People claim they want change, they claim you catch more flies with honey than with vinegar. They claim they are working from the inside to affect change. Yet the entire time the industry at the hands of their fellow members of NAMFS have gotten worse. Yet the big dogs say this…

The big ones are. Bank of America’s servicing profits totaled nearly $3.8 billion last year, with its revenue for servicing fees and related income rising about 6 percent to more than $7 billion. Wells Fargo’s servicing-fee income rose 10 percent to $4.6 billion, even after subtracting the cost of unreimbursed default work.

“This is a very profitable business for us,” Wells [Fargo] chief financial officer, Timothy J. Sloan, told Wall Street analysts in April.

EXCUSE ME?????? Yes that is a member of NAMFS. And you can’t get paid a fee that compensates you costs of doing business??? When will Labor wake up and say no to this type of conducting business?

As the news of the IRS 990 filing of NAMFS hits the streets with some very disturbing violations of the IRS 501c6 rules many Emplactors are hitting the streets this morning to toe the line for the second and third tier subbing members of NAMFS. Yes they are running out the doors right now to meet the “turn times” and “due dates” on the work orders that have explicit instructions and directions on what materials and tool to use and how to photograph the service thus making them an employee.

I will say this once again…it is not one or two issues that will determine the Independent Contractor Employee issue it is the totality of the “Direction and Control” that the order mill exerts over the Emplactor.

For anyone that feels there is no direction and control exerted over them via the NAMFS membership they need their heads examined. I have been saying since 2009 that the industry is an employee scenario. The Lunatic in the mountain has brought this issue to the table manytimes and has predicted the decision of the courts more than once yet our screams from the mountain tops fall on the deaf ears of Labor. The fact that Labor will not come together in the Property preservation industry is a testament to the fact they are employees as any self respecting company providing labor to an industry would have said what Aladay LLC said 5 years ago…

We bill for our services according to our costs of doing business. If this is unacceptable then we don’t do business with you… Now many of will say this is cutting your nose off to spite your face. However, I call it Business. Yes that is correct, That’s Business.

When you show a company that you have to pay $17.65 to dump one cubic yard of debris and they want to pay you $18.00 for that cubic yard of debris???

Well sorry that is crap. When you have to provide 12-14 man hours performing a janitorial to the specs for $90.00??? Some of you may say we do it…I have spoken to several companies that did this. They would accept $350 for the flat fee and provide all the service,,,on a limited amount of time…Yes they would provide a 4 man crew and give 4 hours to the property. For a total of 16 man hours…None of them are in business today as they went broke. But hey they were part of the “Team”. Funny, the other part of the team went to the bank while the part of the team completing services went to bankruptcy court.

Yet none of the members of Labor that have a lick of sense will stop and say no. Of course not they have to work…They have to be an Emplactor to the dictators of the Mortgage Field Service industry. They have to be in compliance with rules that do not apply to them and instead of coming together to show a united front they hide behind the curtain waiting for their pittance form the mailman.

When these folks don’t get paid they want to cry out for help and beg those of us whom have said screw Miller and Company and the BS. Yes they come crying asking for help. How long do you think people will continue to offer assistance for free?

I have on numerous occasions requested an interview from Eric Miller. He can go in social media and in the press making Labor out to be the ills of the Property preservation industry. Sort of like Monsanto making everything wrong with their products the fault of the farmer using their products.

While some may feel that I have been vindicated as what I have been saying for the past 5 years, I really gather no solace from this. This mess could have been avoided many years ago by simply asking Labor to come to the table to negotiate and provide solid information to management. No that was not anything The Executive Director wanted as that would mean less monies for the membership and the kickbacks would stop. Now that is just my humble opinion. But I have to ask everyone…

Why would anyone continue down a path that involves supervising crime on a daily basis if there were not kickbacks going on? Money has always been the “Root of all Evil”…if you’re a Good fearing people…which  many of the members claim to be, they place their trust in their faith. Not sure how that is working for them as I do not see any changes that benefit labor…no in fact thing are worse today than they were 5 years ago all the while the Banks, those responsible for the mess called “The Foreclosure Crisis” are raking in grotesque profits at the expense of Labor..

When I travel our coverage area cultivating new clients I see many properties in disarray and the work seems to be backing up because those of us that have had the guts to stand up and be counted refuse to lose revenues for these scum bucket members of NAMFS…No those of us covering the rural areas of Northern Nevada know the scum bucket members cannot find someone else to do the work. We have all said no to these people.

The reality is this…if change is going to come then Labor must pull their collective head out their bum and say no…actually they can continue to be gutless and hide in the closet because…

With President Obama’s appointees filling all five seats at the NLRB, the betting odds prohibitively favor a decision that will abandon the historic test for joint employers in favor of a test that sweeps most outsourcing arrangements into joint employment.

While I feel Mr. Obama is a bold face liar because of what he said in regards to GMO’s prior to being elected, I do believe he will come through for Labor on this issue. One must keep in mind here that when banks  use an Order Mill…ie; AFAS, MCS, MSI, Altisource that is OUTSOURCING….

I guess this leaves us with the question…When will an attorney attach Miller to a lawsuit in the PPI? When will the BOD and Miller be gifted with an accessory charge like they deserve?

Until Next Time

Happy Gardening

Written by Aaron Aveiro

Phootograph courtesy Google Images

Opinions do not reflect those of of Aladay LLC ownershp

Here we go Again….

Organics Admin
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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
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Latest posts by Organics Admin (see all)

Another Offender Member bites the dust While Miller observes the grotesque crime activity like the Good Crime Lord he thinks he is….

Eric "ED NAMFS" Miller, Executive Director and Master Puppetier of NAMFS
Eric “ED NAMFS” Miller, Executive Director and Master Puppetier of NAMFS


Something told me when I was reading the emails sent with the Subject Line…New SEASon!…Well here is a last gasp for the insolvent company. Boy was I right…and I hate saying that. I truly and a scouch of hope they had righted the ship. But as we all know now the email was a last ditch attempt to scam some more monies into the coffers. You would have thought that Robert and Brittany would have at least made some time to conduct an interview to buy a little more time. They really are not very sharp when it comes to looking at the big picture. Remember this is a company that spent a serious mount of money at a NAMFS convention instead of paying labor. So much for the Bussiness Development that Miller supervises. Perhaps Miller is training Hummel at NAMFS???  Either way this is what Integrated Solutions LLC has to look forward to. Bankruptcy.

How many times have you read…LIEN THE PROPERTY…more than you care to I bet. After the publication yesterday that SEAS LLC has officially closed their doors and no word from the SEAS camp came forward denying the allegation, well this would indicate they are definitely closing their doors with yet another case of the Contractors taking the brunt of the awful management that besieged the company. One seriously has to stand back and look at the BIG picture here. Is this really what Miller and Hummel call “Business Development”???

Seriously??? You CAN NOT be serious!!!!!!! If this is what they consider “Business Development” then please the next company, which would be the good folks over at Integrated…I have some Beach Front Property next to Area 51 for sale….

After yesterday’s publication I received yet another sound bite from a source:

Mark & Tom, had nothing to do with coverage or dreams…. everything with using a company as a “debit” card from my understanding. I saw more money leave that company when I was there, than I could ever DREAM of making in 10 years. Sadly, some people have NO regard to their employees. Robert was not the main problem, although he was part of the equation. Unfortunate (and not defending him because honestly I despise the man now) that his real talents weren’t put to better use. He is not a leader, he is a follower…. he has the gift of technology, and is great with it. But instead of stepping down to let someone with leadership skills lead the pack, he had to have that CEO (self proclaimed BTW) title. There are many time that he could have made a huge difference in his employees and his contractors, but instead chose the path that best suited him at the time.

Joseph "I will take your money if you quit us" Hummel
Joseph “I will take your money if you quit us” Hummel

This would indicate that perhaps the “Business Development” that Hummel participates in for the infamous organization NAMFS is very week, which should come as no surprise to anyone in the Property Preservation Industry(PPI), after all it is something that the scam artist Hummel is very good at. Creating a respectable image only to have the masked man behind the curtain pulling the puppet strings. Hummel has become pretty efficient at setting up policy to steal Contractors money. Hummel and NAMFS are certainly no friend of Labor. Perhaps there is a possibility that Hummel is actually learning “Business Development” on the fly. I’m not sure about everyone else out there but the Outsourcing practice for a business model is a failed business model proven over and over that the “Subbing” Business Model should be abandon in the PPI. For the Life of me I do not understand how everyone can turn a blind eye to the fact that the perpetual cycle of attempting to do the same thing over and over expecting a different result…is nothing but pure insanity….PAY ATTENTION INTEGRATED…..Many will remember that Hummel and Company used Team Ironclad to basically steal The $8 Haircutman Fatica from SEAS last August or so…how’s that working out for you Hummel?? Oh that’s right the $8 Haircutman left you for another…go figure. Folks there’s only one reason a company requires a professional spin doctor, and make no mistake that is Fatica’s function. He’s a professional Spin Doctor. Wonder if he found that fajita yet????

You do have to wonder about Eric Miller and the Business Development that NAMFS touts…if this is an example…boy seriously leaves something to be desired huh????? Perhaps they should call it..Learning how to Steal from other businesses on the fly, as I have yet to see anything legitimate in the from of Business Development that Hummel or NAMFS has had their hands on.

For years now I have been saying that at the first sign of trouble when it comes to your monies…lien the property. PERIOD. Let the courts sorts things out. Had everyone started doing so 5 years ago this crazy shit would not be going on today as the courts would have stopped all the illegal contracts, all the BS Independent Contractor crap that is not really going on in the PPI. Everyone that is owed by SEAS if you do not make your claims within the next 72 hours…you’re going eat your losses and have no one to blame for the loss but yourself.

Robert "Cum to me Ladies" Kapeluch
Robert “Cum to me Ladies” Kapeluch

The longer you wait the tougher and more expensive it becomes to collect your money. The money you earned when you placed the resources in play to complete the services….30 days…do not agree to anything more than 30 days out and lien if your money is not there in 30 days. I have said it for the past 5 years…time to wake up folks…

Here is something I found amusing yesterday while searching for information…Pool side very entertaining… >>>>>>>>>>>>

Remember that you can always go the collection route with Wendy Harker and her organization.

Now Wendy has been successful for many Contractors in collecting some monies. In light of yesterday’s events I spoke with Steve Phillips at Baker Receivables Solutions, here is the email sent in regards to collections and Property Liens.

Hey Aaron,

I know you are busy, and I appreciate your time on the phone today.  Below is some information on my firm and the services we provide.

The collection process is done on a contingency basis with no out of pocket retainer or hourly cost to you.  We provide collections both nationwide and internationally.

All of our nationwide lien services are provided on a flat fee basis.

My goal is to become your go to guy whenever you have an issue that you need addressed quickly and professionally. I personally go out of my way to help my clients, it is not always about the money but about the relationship.

I look forward to the opportunity to help you with any problem accounts you may have currently as well as in the future.

If you have any questions please do not hesitate to call.


Steve Phillips

Direct Phone: 832- 514- 4747



20501 Katy Freeway, Suite 212

Houston, Texas 77450

I have a package of information from Steve and his company that I can provide you with or you may visit their website.  With the rapidly changing landscape of the business world and technology change the playing field at a breakneck pace…well collection policies and procedure have to adapt also. Remember that a Lien is your right as a business owner and your venue for collections. You lien a property to secure your ability to collect for services rendered.

Mission and Vision Statements

The way account receivables is changing. As businesses adapt to external pressures and stakeholders, it becomes increasingly important to manage resources well. We see businesses all the time who are struggling to follow up with invoices; it causes delays in payment. Baker Receivables is on a mission to reduce daily sales outstanding and decrease overhead, knowing this makes being in businesses better.

So if you have questions contact Steve Philips his email is listed above.

Good luck to everyone, once again if we can assist contact us today. Or Speak with either Wendy or Steve about which process will be right for you…a straight collection service or a lien on properties. Myself I would lien properties as this places the banks (lender in a spot). While it may take time, the property goes no where until the lien is satisfied. The point I’m getting at one of them and talk…it will only take your time and this is what Wendy and Steve do so they will be able to advise the proper course of action for your particular circumstances.

Well time to go plant Strawberries…mmmmmmmmmmm

another one bites the dust...
another one bites the dust…

Until Next Time

Happy Gardening


Written By: Aaron Aveiro

Photograph Courtesy Google Images.and SEAS website.

Opinions expressed do not reflect those of Aladay LLC Ownership