Category Archives: Special Report

PPI Watch List…What You Thought I went Away???

Organics Admin
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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
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I can’t believe that all I get paid…

I’m guessing by now the powers to be at the National Association of Mortgage Field Services thought I climbed under a rock and dissipated into the mist…Keep on dreaming dreaming on, Mr. Miller. I’m also guessing that it comes as no surprise that two MORE of the esteemed members of “Nepotism R Us” commonaly called NAMFS are joining the PPI Watch List.

So now CWIS LLC is in the mix of the non-payment category. In addition to CWIS making the Property Preservation Watch ListNational Field Network (NFN) is there also this week. Now you may ask what do this addition of the PPI Watch List??? Once again members of the National Association of Mortgage Field Services, and again the second tier “subbers” are not paying Labor.

As every other PPI Watch List Member both CWIS, and NFN receive their work orders from another member further up the food chain. Both have a business model that has failed numerous times the one not only has to wonder why every member of NAMFS isn’t on the PPI Watch List, but why does the Board of Directors continue to allow this type of business to be conducted and make the claims they do? In regards to NFN we are receiving reports from members of Labor that prefer to remain anonymous right now, that they are now being cheated out of basic trip fees. Yes you read that correctly. NFN has decided that if you go to a property at their request they do not have to pay you and in fact they informed Contractors that if they do not use  any supplies at a property that there is no fee to be paid for anything. Now my question to idiots accepting this new money cheating policy…Why is it that all these companies have to cheat you out of the monies you earn? Do you not grasp the fact that with out you SUPLLYING your time and SUPPLYING fuel for vehicle that you are in fact using “supplies”??? And oh by the way those supplies cost Aladay LLC money and if you say they don’t cost you…you’re lying to yourself Kinda like those nitwits calling themselves a Mortgage Field Service Professional while scrubbing a commode for HUD. Yes HUD who by the way is part of the government and they get paid prevailing wage…for Labor about $21 something an hour…

ARE YOU FRICKEN CRAZY???????????????????????????????

Allow me to be very blunt here. The problem with the Property Preservation isn’t that members of Labor are being cheated, or NAMFS members attempting to bankrupt outspoken company owners, or even the multiple layering and pyramiding of the industry…IT IS THE IDIOTS THAT CONTINUE TO ACCEPT THE WORK.

Labor has allowed the Emplactor mentality out of shear fear. Fear that they will not be able to put food on the table next week. Fear they will not receive any work.  Fear from tyrant employers that many employees exhibit when they are afraid to be fired. That is the problem with the PPI today.

I’m sorry folks I don’t usually beat a sector of Labor but this is well deserved. One just cannot accept a demand to work for free. Now as one that always has a solution…

In regards to NFN new policy. You drive to a property and it is occupied. You don’t get paid??? I’m sorry but pull you head out of your but and bill for the supplies you have used. You had to “supply” fuel to the vehicle and supply you time/labor to go find out the property was occupied…HEY STUPID…you just used “supplies” as you just supplied fuel and labor to gather information that NFN is billing for. I will bet to dollars to donuts at 11-1 NFN bills for the information you have supplied them.

So as 2016 starts to progress and tax time has come and gone I have to wonder how many accountants have advised their clients to get into another industry. For years many of the industry leaders and prominent figures Like John Allen of BIIG Inspections, have been saying diversify. Bret Douglas with Ironclad Preservation found out the hard way. However, we are very happy to report that Bret has returned to the private sector and is slowly rebounding from the nepotism displayed by the NAMFS membership…

When I think that JJ Batts is working at NFN in some C-Level position I have not heard different I have to wonder about his sincerity when has spoken on behalf of Labor while he was with FAS. His new boss Shari Nott, won’t allow him to speak anymore in social media perhaps that is how her name became Nott??? Just thinking out loud folks. I cannot believe that anyone has to work for criminals. I also can’t believe that any respectable member of Labor would allow themselves to be dictated to as how their time will be compensated, in this particular case, NOT compensated.

No Matter Where You Are...We'll be Watching
No Matter Where You Are…We’ll be Watching

I’m guessing that somewhere along the way “negotiating” in the PPI was prohibited by the upper echelon members of NAMFS. Somewhere the decision to make demands, without input from Labor has been made by the membership under the direction of Eric Miller. I just do not understand why more members of Labor will not step up and join the lawsuits for Employeee/IC violations. Why labor will not file a lien on a property they are owed. Even after myself and The Lunatic in the Mountain for years now have been assisting and in fact, even got Scott Wolfe’s company involved with providing information and assistance in lien filing. Still every day the band plays on…

So while Foreclosurepedia and Aladay LLC continue to produce article after article on the atrocities perpetuated against labor, the Membership of NAMFS continue to find “NEWBIES” they can manipulate like a bull with a ring in its nose.  What this tells me about NFN..they are insolvent folks. Any company that attempts to cheat you out of money??? They have money problems.

What is so ironic…I you say no they will go away. Now I’ve been told that emails will be furnished and while I wait for confirmation on several issues that have come across my desk the some drummer is beating the same song. It’s has become a broken record. For this new “Me” “Y” “X” generations…a broken record is a black vinyl disc with a hole in the center, it sits on what is called a “turntable” and spins in a circle. When the record breaks, the same snippet plays over and over and over and over and over and over and over and over and over and overandscreeeeeeeeeeetch…..sorry about that say thanks to my secretary that just smacked the back off my head. That was how we fixed the broken record, YOU SMACKED it…

So to the LABOR members of the PPI…smack management!!!! Sue them, file a lien, file complaints. But don’t roll over and hide in the closet because you are afraid to get fired…

Once again there is an opportunity to provide Labor with a voice. Contact me should you like to inquire about sponsoring a radio show.

I was going to write and post the radio segment I did on this information. However, in light of the information pouring in at the current rate I will follow up later and post the radio segments.

Should any of you have any information on these or anything you feel may be remotely news worthy on any company the steals from Labor or perpetuates any type of crime against Labor…contact me and we’ll get the wonderful  folks some air time…..

Until Next Time Folks

Happy Gardening.

Business 101…Credit Policies….Part Four

Organics Admin
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Organics Admin

COO at Aladay LLC
Organic Farmer, Property Preservation Specialist and Custom Glass & Wood Worker. Blogger extraordinaire...
Organics Admin
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Latest posts by Organics Admin (see all)

Today Lesson 6

Contact us today for your consultation.
Contact us today for your consultation.

Concept 4:  Collection Policies

We’ve gone through the 4 key credit management concepts and addressed a lot of proactive measures you can take to reduce your credit risk and secure your debts. This final concept – the collection policy –addresses a reactive measure.  Unlike the other concepts, this becomes important only after an account goes into unpaid status.

Although the collections policy is reactive by nature, it is important to have a defined policy and procedure. In other words, you must be proactive about how your company will handle these reactive measures.

This lesson will give you an overview of collection policies, and help you decide on what type of collection policy best fits your organization’s needs.

As a reminder, the 4 Key Areas Are:

  1. Credit Policies
  2. Credit Applications
  3. Lien Policies
  4. Collection Policies

Collection Policy: An Overview

A collection policy is an important piece of a complete credit policy. In fact, a good collection policy, coupled with a thorough lien policy, may save a business the time and expense of litigation. While some collectors and collection agencies have rightfully gained a less-than-stellar reputation, a good in-house or outsourced collection program can benefit a business’ bottom line.

What Is A Collection Policy?

A collection policy is the set of procedures a company uses to ensure payment of accounts receivables. Similar to the credit policy as a whole, the collection policy should be written and strictly followed. Also similar to the credit policy is that the written collection policy serves as a sort of window into the company zeitgeist as far as how credit and debt are treated.

Further, strict compliance with the collection policy as its written allows the business to be more streamlined, with no time wasted on deciding when or how to respond to a certain debtor situation.

Generally, a collection policy systemizes the steps taken to recover amounts due prior to litigation.

This includes when customers should be contacted, how they should be contacted, how disputes are resolved, when internal or external “collectors” are used to step-up collection efforts as well as when and whether to turn the account over to litigation or write-off the debt.

Deciding On A Collection Policy

Once the decision has been made to formalize a collection policy it must be decided whether the policy will be formulated from scratch or whether the disparate pieces of the current collection structure can be melded into a cohesive outline.

Just like a comprehensive credit policy, a collection policy should not be an off-the-shelf or one-size-fits-all product. Each individual business will likely want to treat the collection policy in a different way – some are much quicker to send a sternly worded letter or firm phone call upon late payment, whereas some will let the account simmer for a short period of time.

As with many things in life and business, a moderate approach that balances the reality of the market with the need to get paid according to the terms of the credit extended is likely the best solution.

Strict adherence to the collection policy is generally best in order to streamline the process and exercise oversight of the decision making processes. That doesn’t mean that all clients must be treated the same under the collections policy. Clients with an established relationship, for example, may be extended the courtesy of an extra phone call or a couple letters before the account gets placed with an outside collection firm.

Business relationships can easily sour over something like sending a delinquent account to an outside collections firm, so that knowledge is important in the crafting of a proper policy.

In-House or Outsource Collection?

The first part of any collection policy is generally in-house. The question is whether or not the collection policy should keep the whole process in-house, or if it should eventually be outsourced, and to determine when that point comes.

Of course things like making a nice phone call before the payment is due in an attempt to ensure prompt payment, and even a stern letter after the debt becomes due can easily handled in-house. However, there are certain things that an outside collection company can do that would strain the time or resources of many businesses.

Outside debt collection agencies can be beneficial for several reasons, including their experience specifically in debt-collection, notifying the debtor that the company has escalated the debt collection process, spending time and resources to continually contacting the debtor with letters or phone calls and responding to and locking down promises to pay, reporting the debtor to credit bureaus, and more.

Clearly this must be balanced with the cost associated to use an outside collection agency compared to attempting to keep the process completely in-house. Some further discussion of the potential costs and benefits of an outside collections agency may be found by reviewing the following two articles:

The collections part of a credit policy can often be overlooked, but it is an essential part of a sound and comprehensive credit policy.

Related & Helpful Articles on the Web

Collection Tips: What’s Available To Get You Paid

You are in the construction industry and you’re waiting on payment. It’s a familiar scenario that can happen for a variety of reasons…but what do you do? What is the best way to collect? This presentation examines the tools available to you to collect on an unpaid account, including personal guarantees, joint check agreements, credit agreement provisions, mechanics liens and more

Why You Need A Collections Policy

In every industry there is a need for collections. Most companies are completely reactive in the collections approach. This tactic is not a smart one to live by. Being proactive with collections is one of the best things your company can do to improve its bottom line, and that means getting a collections policy in order.

admin-7About Scott Wolfe Jr

Scott Wolfe Jr. is the CEO of zlien, a company that provides software and services to help building material supply and construction companies reduce their credit risk and default receivables through the management of mechanics lien and bond claim compliance. He is also the founding author of the Construction Finance Journal, a leading online publication about liens, security instruments and getting paid on every account. Scott is a licensed attorney in six states with extensive experience in corporate credit management and collections law, with a specific emphasis on utilizing mechanic liens, UCC filings and other security instruments to protect and manage receivables. You can connect with him via Twitter, LinkedIn and Google+.

Until Next Time

Happy Gardening